First, help Kurt sell his inventions – http://inviscoinc.com/hiring-help-in-78-cities/

2nd, pick one or more of the following tips from The Penny Hoarder published in 2025

50 Ways Make Money
Penny Hoarder Staff RIGHT CLICK DOWN 3 AND THERE ARE 15 TOTAL

August 28, 2025

1 Set Up Direct Deposit — Pocket $300
When you set up direct deposit with SoFi Checking and Savings

2 Save $1,025 on Your Car Insurance
A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

3 Earn as Much as $1K/Month Doing Simple Online Tasks
Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

4 Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

5 People Who Don’t Use This Tool Are Overpaying on Amazon
Let’s face it: you already know you’re spending too much on Amazon. How many times have you clicked ‘pay now’ only to find that exact item elsewhere for way less?

6 You Can Become a Real Estate Investor for as Little as $10
An investment called the Fundrise Flagship Fund
With an initial investment as low as $10, your money will be invested in the Fund,

7 $15K or More in Debt? Most People Don’t Realize This Option Exists
National Debt Relief can help lighten the load for you.If you have $15,000 or more in unsecured debt,

8 Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, InboxDollars, you could add up to $225 a month to your pocket. InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

9 Earn $1000/Month by Reviewing Games and Products You Love
KashKick, you can actually get paid to play. wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.

10 Earn More on Every Swipe—Up to 5% Cash BacK

Up to 5% cash back on everyday stuff (yes, even your snacks)
Unlimited cash back on everything else—no weird limits
0% intro APR for 15 months (aka breathing room)
No annual fee, because why pay to spend?
Basically, if your current card isn’t doing any of that, it’s definitely slacking.

11 Get Up to 35k From This Company
My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history.

12 Get Up to $2,000 in Stock When You Start Investing with Active Invest
With SoFi Active Invest, you can trade stocks and ETFs with no commissions1,
Here’s the best part: Fund an active account and enroll in SoFi plus with as little as $50, and you could earn up to $2,000 in stock2. Whether it’s your first trade or your 50th, SoFi makes investing accessible.

13 Get up to $100,000 From This Company
MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.

14 Slash Your Credit Card Debt — Unlock No Interest Payments Into 2027
Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out.
Motley Fool is picky, meaning they’ll only highlight cards that really stretch your dollar and

15 Get Rid of 25k or More in Debt With This Option
Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt

16 Get Up to $50,000 From This Company
Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase?
If your credit score is at least 620, AmONE can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 6.40% and terms from 6 to 144 months.

17 Cancel Your Car Insurance
You might not realize it, but your car insurance company is probably overcharging you.
Penny Hoarder gathers all your best options together in one place, so you don’t have to waste time browsing endless insurance sites for a better deal. On average, drivers who shop around tend to save $500 per year or more.
Stop overpaying for car insurance. It only takes a few minutes to compare your options and see how much you could be saving.

18 Deliver with Uber Eats and Earn on Your Schedule
Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.
With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.

19 Earn Up to $3k a Month From Home as a ProofreadeR
Proofread Anywhere’s General Proofreading course can help you hone your proofreading skills and transform them into your own small business. And it really works! Students can earn between $500 to $3k a month on their own terms. With over 24,000 students and 7+ years of results, it’s the first and most trusted program of its kind.
Make money proofreading with Proofread Anywhere. Join the 24,000+ students who’ve changed their lives with Proofread Anywhere.

20 Yes, Your Car Insurance IS Too Expensive — Here’s How to Save Up to $820 Per Year
BestMoney . It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Stop overpaying and put that money to better use.

21 Earn up to $25/Hour Delivering Food
You can help connect them by delivering food through Doordash.As a “Dasher,” you’ll work as an independent contractor. You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

22 Fast Track Your Earnings with The Penny Hoarder Daily Newsletter
If you want to stay one step ahead of the curve and ensure you’re maximizing your earnings, signing up for The Penny Hoarder’s Daily Newsletter is a smart move.

23 Get $25 When You Invest Just $5 With Stash
With Stash, you can. The Stash Stock-Back® Card1 automatically rewards you with stock in the companies you shop with — like Netflix, Amazon, Costco, and McDonald’s.
Right now, The Penny Hoarder users get $25 in cash when they make their first $5 investment.

24 Should You Cancel Your Homeowners Insurance?
you probably have home insurance
“Provide Homeowners Savings” will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage.

25 Get Free Stock
investing app Robinhood will give you free stock worth between $5 and $200 just for downloading its free app and funding your account.

26 Save Up To $57 Per Month by Comparing Your Options for Internet Plans
HighSpeedInternet.com This free tool lets you quickly compare providers in your area by simply entering your ZIP code.

27 Stop Overpaying for Your Car Insurance
Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.

28 Start a Used Books Business
There are a number of ways to sell used books online, and yes, you can do this at home. Start by selling the books you aren’t going to read from around the house. To make more money, learn how to do used textbook arbitrage (locate sellers with low prices and top-dollar buyers).

29 Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

30 Answer the Phone
Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps instead of running call centers.

31 Sell Your Friendship
You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts
You can charge up to $50 an hour and set your own schedule.

32 Let NASA Pay You to Stay in Bed All Day
Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.
It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.
The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

33 Start a Business-You Don’t Have to Have an MBA to
If you dream of starting a business, don’t let the fact that you don’t have a business degree from an Ivy League school hold you back.

Here’s a story that really resonates with our frugal hearts: The Budget Mom.

After graduating college, Kumiko Love had $100,000 worth of debt — student loans, credit cards and medical bills. All that good stuff. Still, she had trouble sticking to a budget. So she gave up.

Then she started studying the psychology behind money and that gave her a renewed hope: She started viewing her situation through a positive lens. She combined several budgeting tactics and started logging her process through her blog, The Budget Mom.

And guess what? Love is now debt free and she recently quit her full-time job to focus on her seven-figure business, The Budget Mom.

34 Get Crafty (But Not Too Crafty, If You Don’t Want)
If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.Those are a lot of potential customers.
make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.

35 Publish a Kindle Book
If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

36 Swap Books for Amazon Gift Cards
Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

37 Teach English as a Second Language
If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

38 Become a Life Coach
According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

39 Pretend to Be a Patient
Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.

If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.

40 Monetize Your Doodles
We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

41 Earn up to $30/Day Watching Movies
get paid to attend movie premieres. Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in. largest mystery shopping companies, Certified Field Associates. In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

42 Get the Props You Deserve for Being Active
If you live an active lifestyle the Achievement app will reward you for making healthy moves,
Achievement connects to your phone’s health apps and runs in the background, so it works passively.
Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin.

43 Do Odd Jobs
TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

44 Stream on Twitch

Chris Zuppa/The Penny Hoarder
Your mom was wrong. Playing video games might not be a waste of your time after all.

Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.

How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.

45 Get Paid to Drink Beer
Now, you can get paid to mystery shop at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

46 Swap Books for Amazon Gift Cards
With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

47 Straight Up Ask for Discounts
It never hurts to just ask your auto insurer about any additional discounts you might qualify for. Some of the most common ones include:

Senior
Good student
Low-income
Multi-car (include more than one car on your policy)
Safe driver
New car
Anti-lock brakes
Airbag (usually for older cars made before 1990)
Anti-theft devices
Paperless (view your bill online)
Honestly, there are too many to list, so it never hurts to ask. Chances are, your agent will be able to dig up something to help you out.

48 Write Resumes
Some people just hate writing, especially resume writing. You can help them put that resume together using free resume makers online. Some people charge as little as $20 to do this, but at least one service has a price schedule that starts at $500.

49. Become an affiliate for OGF (original glutathione formula) by emailing Kurt@inviscoinc.com

50. Become an affiliate for GOLDCO by emailing Kurt@inviscoinc.com